Your next move
Finance for your next small-business move
Equipment, a fit-out, a fresh stock order, a second site or the keys to a business you're buying — start with the move, then find the money that suits it.
Equipment
Business equipment finance for Australian small businesses: how the asset secures the loan, new vs used gear, deposits, tax basics and what lenders ask for.
Read more →Commercial equipment
Commercial equipment finance for heavy, installed or high-value gear — commercial kitchens, cool rooms, production lines and plant. How it works.
Read more →Fit-out
Business fit-out finance explained: costs beyond the builder's quote, which parts can be financed, and how to fund a shop, café or clinic fit-out.
Read more →Refurbishment
Refurbishment and renovation finance for trading small businesses: funding a refresh, staging works to keep trading, and choosing the right loan for the job.
Read more →Stock
Stock and inventory finance for small businesses: funding bulk orders and busy seasons with a line of credit, seasonal or invoice finance.
Read more →Opening a business
Getting a loan to open a small business: what lenders need without trading history, the usual funding mix and how to prepare a plan that's taken seriously.
Read more →Buying a business
How to finance buying an established small business: why goodwill is hard to lend on, the role of property security, due diligence and settlement timing.
Read more →Vehicles
Business vehicle finance for utes, vans, trucks and food vans: how the vehicle secures the loan, new vs used, GST and the car limit, and what lenders check.
Read more →Growth
Business growth finance for small businesses: funding new capacity, staff and contracts, matching finance to the plan and avoiding a cash crunch.
Read more →Second location
How to finance a second business location: using your first site's trading history, budgeting the fit-out and ramp-up, and protecting the original business.
Read more →Franchise
Franchise finance for a new or resale franchise: what lenders look at, the Franchising Code 14-day disclosure period and the costs beyond the fee.
Read more →Hiring staff
How small businesses fund new staff before revenue catches up: the real cost of an employee, Payday Super from 1 July 2026 and short-term finance.
Read more →ATO and BAS bills
Small business with an ATO debt or big BAS bill? Compare payment plans, paying from cash flow and refinancing with a loan — and what lenders consider.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
Not shopped around
A real person on your file