Guides
Guides for your next milestone
Plain, practical guides for owners about to open, fit out, equip, hire, grow or buy — with the money side worked through step by step.
Fit-outsHiringPremisesBuying a businessEquipmentOpening
Fit-Out Budget: What to Cost Before You Sign Anything
A practical fit-out budgeting guide for small businesses: every cost line, contingency, approvals, downtime and how to fund each part before you commit.
2 October 2026
Hiring Your First Employee: The Cash You Really Need
The real cash cost of hiring your first employee in Australia: wages, 12% super paid each payday, PAYG, workers comp, setup costs and how to fund the ramp-up.
2 October 2026
Moving Into Your First Business Premises: Costs and Lease
Moving your small business into its first premises: upfront costs, lease terms that affect your cash, council checks, fit-out and how to fund the move.
2 October 2026
First 90 Days After Buying a Business: A Money Plan
A money plan for the first 90 days after buying a small business: settlement adjustments, first BAS, staff, suppliers, working capital and finance needs.
2 October 2026
Finance-Ready Equipment Quote: What to Ask Your Supplier
What a finance-ready equipment quote needs: supplier details, itemised make and model, GST, delivery and installation, used-gear checks and payment timing.
2 October 2026
Opening a Café: A Money Timeline From Lease to Opening
A stage-by-stage money timeline for opening a café: lease, approvals, fit-out, equipment, food safety, staff, stock and the cash you need after opening.
2 October 2026See what your business could qualify for
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